7 Household Items Every Penny Pincher Owns

There are certain household items that every penny pincher owns, because they know that these items will help them stay on their frugal path.  How many of these items do you own?

There are certain household items that every penny pincher owns, because they know that these items will help them stay on their frugal path. So what are these items exactly? Take a look below at 7 household items every penny pincher owns. Penny pinchers hold onto these items tight so they can stretch their budget and live well below their means daily. Here are the items you need to know about so you can live a more frugal lifestyle too.

1. A Slow Cooker.

Penny pinchers know that a slow cooker is a staple in any frugal household. It’s an easy way to make home cooked meals with very little energy and even when crunched on time. You can make everything from appetizers to desserts in your slow cooker, which is why they are so popular with penny pinchers who hate to spend money on eating out.

Check out these unique ways to use your slow cooker.

2. Cloth towels and napkins.

Why pay for paper products that you just toss away after one use? Penny pinchers love to use cloth napkins, towels, and other cloth products instead of paper. This way the items can be used multiple times before being washed and used all over again.

3. A change jar.

Every devout penny pincher has a change jar. The change jar is where all of the change leftover in purses and pockets is tossed into at the end of the day. Over time it adds up and can be cashed in for more than you may realize! A change jar is a simple way to let those pennies you pinch add up for you.

4. A clothes line.

This depression era staple is still used in many households as a way to save money. A clothesline can help you dry your clothing in the fresh air while saving you money on gas, electricity, and dryer sheets. Consider a clothes line for your drying needs and see if it makes a difference for you. Nothing beats the smell of sun dried clothing anyways!

5. Vinegar.

Vinegar costs about a buck a bottle and has so many practical uses. It makes a powerful household cleaner and can get glass sparkling. Instead of buying pricey cleaning products, penny pinchers love vinegar for getting their cleaning jobs done.

6. A bicycle.

Penny pinchers love using bikes to run quick errands as it helps them save on gas and car repairs. It also gives them the chance to exercise and can also be used as a hobby. Invest in a bike so you can use it for quick trips and to perhaps enjoy a fun evening bike ride with the family.

Related: 5 Ways Living on a Budget Improves Your Health

7. A ceiling fan.

Ceiling fans have been replaced by light fixtures over the years, but penny pinchers will never give theirs up. They can cool the air during the hot summer months, and can be reversed to push down warm air during the cold winter months. Ceiling fans are a cost effective way to keep your home comfortable without cranking up the heat or the AC.

How many of these items are used in your household? What items would you add to the list?

There are certain household items that every penny pincher owns, because they know that these items will help them stay on their frugal path.  How many of these items do you own?

How to Make Groceries Last Longer

Does it ever feel like your groceries just don’t last? There are probably even times when you look in the pantry only to find it bare, even though you just went shopping. Groceries just don’t seem to last long enough, but there are ways to make them last much longer!

How to Make Groceries Last Longer

Groceries just don't seem to last long enough, but there are ways to make them last much longer! Read this for some great tips.

 

Only Buy What You Need

Buying only what you need will ensure you are not wasting food. Knowing what you need and what your family will use will help to ensure you only have fresh groceries in the house that everyone will enjoy. Buying food items that your family doesn’t use will only waste money and leave you with wasted food.

Freeze What You Don’t Use

We don’t always need all the food we buy and that can mean wasting food. Make sure to freeze any food you are not going to use before the expiration date. Freezing food that you are not going to use by the expiration date will keep the food from going bad and will help you keep a stocked freezer.

Freeze Herbs

Herbs typically come in large bunches and we don’t always need all the herbs at once. People tend to throw away herbs because they only use a few and the rest of the bunch goes bad. Next time you bring herbs home from the store chop them up, put them in ice-cube trays, pour in some olive oil and then freeze. Your herbs will stay fresh and you will end up with infused olive oil next time you go to cook.

Store Produce Properly

Produce is one of the number one wasted food items. Produce can last longer than you might think but you need to store it properly. Do not cut up produce until you are ready to use it! Keep in mind that each fruit and vegetable has a different way it needs to be stored. Knowing how to store your produce properly will keep it from going bad to quick. There is a complete guide on storage techniques here.

Stock Up

When you come across a good deal make sure to stock up! Having a fully stocked pantry at rock bottom prices is always a great way to ensure you have plenty of food. Watch the store flyers closely to look for sale prices on your family’s favorite items. Remember to store all food properly!

Create Snack Baskets

Sometime it doesn’t matter how well you store your food, it still goes quickly! This isn’t due to waste or improper storage but more so to hungry little kids. Children love looking through the pantry to find all of the yummy snacks! Before you know it that box of cookies you just bought yesterday is already gone.

Start creating snack baskets for each child in your family. Everyday put items in the snack basket that the child can have. If he or she eats all the snacks at one sitting that is it for the day, they will have to wait till breakfast, lunch or dinner to eat again. Creating snack baskets allows you to set out what the kids can and can’t eat that day and help your groceries last a little bit longer.

How do you make your groceries last longer? Let us know in the comments below!

How to Avoid a Bad Financial Deal

Are you easily enticed by sales? A “good” deal can actually turn out to be a bad deal, especially if you go overboard or don’t have a financial plan in place. Here’s how you can avoid a bad financial deal.

Are you easily enticed by sales? A "good" deal can actually turn out to be a bad deal, especially if you you go overboard or don't have a financial plan in place. Here's how you can avoid a bad financial deal.

It happens to the best of us. Getting into a financial pickle that is hard to get out of. Before you even get into a bad financial deal, it’s important that you know how to avoid it.

Here’s How to Avoid a Bad Financial Deal:

Stay Out of Debt

Although most people consider some debt okay, it can really be debilitating. Debt has a way of overshadowing your family and making you feel broken. If you want to avoid a bad financial deal, then try and stay out of debt altogether.

Plan Out Your Spending

If we are being honest, it can be hard to avoid a bad financial deal if you’re not prepared. One of the best things you can do for yourself is to plan out your spending. This is also known as budgeting. When you get paid, make sure your money is going to specific destinations like a your checking account and a savings/emergency funds account.

Learn from the Mistakes of Others

Want to really avoid a bad financial deal? Listen to what others have to say on this topic. It’s easy to join a budgeting group on Facebook. You’ll never believe the financial issues people have due to the lack of knowledge of being able to handle their money correctly. Learn from other people’s mistakes so you don’t make the same mistakes. It’s much more expensive to learn from your own mistakes than from someone else.

Live within Your Means

Trying to buy the newest vehicle or the fanciest house, when you can’t afford it, will lead you down a bad financial path in no time flat. You can avoid a bad financial deal by living within your means. Know what you make and know what you have to spend. If you want something, pay cash and avoid credit cards (like the plague).

Talk to a Financial Advisor

Let’s say you come across a large sum of money. You are used to living on x amount of dollars, you don’t know what to do with all of this money. Instead of blowing through the cash, talk to an advisor about how you can invest it. If you don’t want to talk to a financial advisor, read up on what some of the top financial experts have to say. Dave Ramsey is a popular one with good advice! He has tons of good information for those who are seeking it.

Think About It

Finances are tough because there are so many emotions involved. When it comes to avoiding a bad financial deal, always think about things first. You don’t have to jump into anything without thinking about it first. Settle down, think through your emotions, and then make your decision. You’ll save yourself from financial heart ache again and again when you actually take the time to think things through.

Know How to Manage Your Money

Last, but not least, learn how to manage your money. Don’t just throw it all away on McDonald’s and designer shoes. Instead, know how to spend your money accordingly. Instead of looking at your money like it’s the enemy, learn how to manage it. Managing your money can be one of the best tools in helping you avoid a bad financial deal.

 

What if you have already gotten into a bad financial deal?

You may be reading this because you already got yourself into a bad financial deal. It’s not too late to think things through. Sit down and create a plan to help you work things out. What tips do you have for someone trying to avoid a bad financial deal?

Are you Terrible at Saving Money? Get Creative!

Unfortunately, the fast majority of people in the world are terrible at saving money. Have no fear because even if you are terrible at saving money, there are small ways you can get creative in order to start saving!

Money. It’s one thing that makes the world go ‘round, even if no one wants to admit it. Unfortunately, the fast majority of people in the world are terrible at saving money. Have no fear because even if you are terrible at saving money, there are small ways you can get creative in order to save. Maybe you have plenty of money to save, you just don’t know how to get it done. I’m going to show you how!

Are You Terrible at Saving Money? Get Creative!

Put your money in separate savings account.

Basically, I’m telling you to trick yourself. Whether you have direct deposit or a check, you can easily trick yourself into saving. Have part of your check direct deposited into a specific account OR take $20 each week and put it into the “secret” account (it’s not really secret, but you’re terrible at saving money, so you have to tell yourself that).

Save that spare change up.

No one likes change (coins), but there is one truth behind all those nickels and dimes, they really do add up. If you can save your change, you are saving money. Just the other day, I took a handful of change rolls into the bank and I exchanged it for a $20 bill! It actually paid for our lunch. So, even if you think you’re not saving money when you save that change, you are!

Sell old items and put back the money.

If we can all agree with something, no one is leaving earth with their possessions in hand. In the meantime, put a hold on buying things and sell the extra items that you do have. When you sell an item, don’t put the cash in your pocket, put it in your savings account. This is great for many people because they don’t have to try and save money out of their paycheck (yes, this is a struggle for many people).

Use what you have around the house.

So many people are terrible at saving money. They just do not have a money saving bone in their body. With that being said, you don’t have to go to great lengths to save money all of the time. Something simple that you can do around your house is to use what you have. I bet if you were to look in your cabinets, you’d be surprised as to what you may find. You may find things that you currently need and because of that, you won’t need to go to the store to buy that item. While this may be a small way to save money, it really does help.

Have someone else control your savings.

If you are that person that can’t save a nickel to save their life, you need help. This is the route to go only if you have tried saving money in every other way. It may be time to put your spouse in charge of saving money. If your spouse isn’t great at it, you may need to seek help from a financial advisor or a trusted friend. There are people out there who can help you save money; you just have to give it a chance.

Ask for a raise.

If all else fails and you can’t possibly save any money, it may be time to ask for a raise from work. Only do this is you’re serious about saving this money. Most workplaces are more than happy to accommodate their hardworking employees. If you’re late and careless though, you might want to get these things under control before you seek a raise from your employer.

What are some creative ways in which you have been able to save money? Sometimes increasing your income is the only way to start saving. My best advice is to not squander money, though. Put it away, so you have the cash you need for the things you want later in life.

I’m Wondering: What Are your Best Back To School Savings Tips?

im wondering

Well, it’s getting harder to avoid the truth. Back to school time is right around the corner. 🙁 While this might be a happy time for you, it can also be an expensive time of year. School supplies and new clothes can really add up!

So for today’s question, I’d love to know:

I’m Wondering: What Are your Best Back To School Savings Tips?

Have you got something you’ve been wondering about that I could feature in a future I’m Wondering post?  Submit your question to us here!

16 Ways to Be Happier at Home

Staying home is one of the simplest ways to have more time, spend less money, accumulate less clutter, and to simply live a less busy lifestyle! Here are 16 ways to be happier at home.

Staying home is one of the simplest ways to have more time, spend less money, accumulate less clutter, and to simply live a less busy lifestyle!

Staying home used to be so hard for me. I’d go out to the mall or even drive over to the next city over for some ‘better shopping’, way more than I needed to. These trips would always result in money spent on lunch out, deals I may have thought I needed, and probably takeout for dinner because I was too tired to cook! Totally not worth it.

However, I don’t cut out every activity because I do value time spent with our family and friends. But even these times can be held at home if necessary. I love to cook dinner for my parents as I feel it gives them a much needed break once in a while.

I’m amazed at how much I can get done at home when I limit my time out on the town. I actually enjoy my once a week grocery shopping trip because I have had time to plan ahead and look forward to the meals I picked to prepare. Some days, I seem to be out more than I am at home.  That’s okay because then I plan a day to stay home to catch up!

Staying home more really works for me!

Here are some ideas to be happier at home:

  • Invite friends or family over for a movie/dinner night
  • Buy/pick some inexpensive flowers such as daffodils
  • Read a good book
  • Take a nice bath
  • Enjoy a dinner by candlelight
  • Clear out as much clutter as possible, clean off the kitchen counter tops, get rid of at least one pile of papers
  • Listen to your favorite music
  • Listen to your favorite music LOUD when you’re cleaning
  • Surround yourself with the things you love, allow no room for things that don’t make you feel happy
  • Take time to enjoy your favorite hot or cold beverage in the mornings (or evenings)
  • Keep your favorite candle burning
  • Bake: it tastes great and smells wonderful
  • Work at wanting what you have rather than having what you want
  • Play board games with family or friends
  • Stop resenting what your house isn’t and start appreciating what it is.
  • Display family photos

What would you add to this list? I’d love to hear your ideas!

A Day in the Life of a Penny Pincher: Daily Tasks That Save Them BIG

Come on a journey and take a look at a day in the life of a penny pincher! Discover some of the daily tasks that save them big!

Living the life of a penny pincher means living below your means from dawn to dusk. There are many things penny pinchers do throughout the day that help them save money and help them store funds away for the future. But what are those things exactly? Come on a journey and take a look at a day in the life of a penny pincher, and some of the daily tasks that save them big. By knowing more about this day to day living, you too can try implementing these tasks and seeing what a difference they can make for you.

Morning:

1. Make homemade coffee.

Our penny pincher doesn’t spring for a $5 specialty coffee. Instead she makes her own at home and saves big. She uses her favorite reusable mug that can be used time and time again.

2. Check the Gas Buddy app.

Before filling up and running and errands, our penny pincher checks the free Gas Buddy app to see what gas prices are and where to fill up for less. When she finds a great deal, she fills up at that price.

3. Turn on the slow cooker.

There won’t be any take out traps for this penny pincher tonight. Instead, she tosses some chicken, fresh vegetables, and broth into the slow cooker for dinner later. She uses canned broth from their stockpile, veggies from their garden, and chicken she bought on sale.

4. Scour the sales.

Our penny pincher checks the weekly grocery store flyers to see what’s on sale that week. She then matches the sale prices with the coupons she has on hand. This helps her to make her shopping list for the week while keeping her budget in check.

Afternoon:

5. Enjoy a homemade lunch.

Whether at work or on the go, our penny pincher enjoys a homemade lunch. Today it’s a taco salad using ground beef leftover from last night’s burgers. She uses a refillable water bottle to save money on unnecessary sugary beverages, which also keeps her waistline trim!

6. Swing into the local thrift store.

Penny pinchers love thrift stores to look for gently used items at a fraction of the price of new. Today, our penny pincher finds some frames that can be spray painted to match her décor as well as a table lamp she can use on her night stand. For about $7 total she walks out of the door happy!

7. Give the house a quick clean.

Our penny pincher uses vinegar to keep windows sparkling and baking soda to get sinks and drains clean. She doesn’t spend money on household cleaners and instead uses natural products to get the job done for less. A fresh lemon is just what the faucet needs to shine, and a little lemon peel down the drain can get rid of disposal odors.

8. Snag some free reads.

Our penny pincher loves looking to Amazon for free eBook downloads. She also loves swinging into the library to grab free movies, CD’s, magazines, books, and so much more.

Evening:

9. Dinner is served.

Our penny pincher serves her thrifty dinner. She uses cloth napkins instead of buying disposable paper. She serves lemon water and powdered drink mixes which cost less than pop. When done, she will load the dishes into the dishwasher but wait until it is full before running it.

10. Inexpensive entertainment.

The newspaper lists free events in the area and our penny pincher loves looking for them. She finds a free outdoor concert that evening as well as an outdoor movie being shown downtown. There are also budget days at the local movie theatre she enjoys, plus local parks which are fun to visit too.

11. Cheap dessert.

Our penny pincher gets on the mailing lists of all her favorite brands. This way, she gets all sorts of coupons sent to her. Tonight she has a B1G1 FREE coupon to her favorite ice cream place. So tonight, she gets to enjoy dessert for less.

12. Lights out!

Now that it is time for bed, our penny pincher enjoys generic brand PM pain reliever. It has the same active ingredients as the name brand and costs a fraction less. She turns down the thermostat so it won’t work as hard at night while she is sleeping. She takes a warm shower before bed, using a shower timer and a low flow shower head so she doesn’t waste as much water.

Our penny pincher is now asleep, and can dream about all of the money she saved that day! Is the life of a penny pincher for you? Give a day in the life of a penny pincher a try and see how well the day goes for you!

Come on a journey and take a look at a day in the life of a penny pincher! Discover some of the daily tasks that save them big!

Is it REALLY a Good Deal?

Deals here. Deals there. Deals everywhere! Here are four questions to ask yourself to help you decide whether or not something really "is" a good deal.

Here at Simply Frugal, I post a lot of deals.  (Shocking, I know!  ;))  But all these deals can be dangerous in a way.  They can entice you to spend money, just because it’s a good deal.   Many of the deals I share, I share because they could be a good deal for someone, just maybe not for you or myself!

Just because something is on sale, or I posted a coupon for a product that you like, does not necessarily make it a good deal.  My number one goal through Simply Frugal, is to show you how to live a life with less excess. Less debt, less stuff, how to enjoy what you have and teach you how to get the stuff you need at a great price. This makes me really quite picky about what I do end up posting.

Here are four questions I ask myself to help me decide whether or not something is a good deal:

Do I have the Money to Buy it?

Probably the most important thing to take into consideration.  If buying something will push you into the red or push you further from your goal of becoming debt free, then it’s probably not worth buying.  No matter how happy it will make you, the happy feeling will most likely be temporary anyways.  Especially once you get the bill!  I’ve been there, done that!

Do I Actually Need it or Will I Use it?

Something that you use goes on sale, a pretty decent sale ta-boot.  Perfect!  You’ll grab as many as you can afford since the price is so great.  But you failed to remind yourself that you already have about 7 bottles of unopened body wash, for example.  Don’t forget your drawer full of toothpaste too!   It would probably be smarter to put that money towards something you really need a the moment.

Or maybe not, if it’s a rock bottom price on the item, you may want to go ahead and stockpile more knowing that the price might not be that low for a while and your budget can allow it.

It’s completely up to you to decide if you need it or have the money to make it worthwhile!

Will it Make My Life Easier?

In my pursuit to simplify my life, this is an important question.  If something needs to be dusted 8 times a day, then it’s not making my life easier.  If it will take up more room then we have in our closets, then it’s not worth it.  But if buying it means I don’t have to wipe the snow off the car with my arm, then the snow brush is a great investment! 🙂

Is it Really a Good Price?

There are just some things you come across and you instantly know they are a good price.  But sometimes you’re really not sure if it’s a good price, especially if you’re comparing bulk prices with a smaller package price.  This is where a price list can come in handy.  A price list allows you to track prices on items you need at the stores you shop at each week.  Over time, you’ll start noticing when particular items will go on sale and if they’re really a good price when they do go on sale.

I’m encouraging you to learn how to be a savvy deal shopper.  Learn when to pass something by and when to grab it up!   I try to post a wide range of deals (and many!) so that each day, some of them will work for you!

How do you decide to buy or not buy something? Let us know your tactics in the comments!

Deals here. Deals there. Deals everywhere! Here are four questions to ask yourself to help you decide whether or not something really "is" a good deal.

10 Ways to Ruin Your Grocery Budget

If staying on budget or lowering your grocery budget is your goal, you'll want to read on to learn how to fix your bad habits. Are you committing any of these grocery shopping faux pas?

Learning how to reduce your grocery bill is one of the fastest ways to start fixing the entire family budget. Since groceries are not a fixed expense like your mortgage or rent, it’s possible to tweak your shopping habits in order to reduce the amount you’re spending on groceries each week/month.

If staying on budget or lowering your grocery budget is your goal, you’ll want to read on to learn how to fix your bad habits. Are you committing any of these grocery shopping faux pas?

Here are 10 Ways to Ruin Your Grocery Budget:

1. Go to the store several times each week.

I’m guilty of this one more times than I’d like to admit! Going to the grocery store more than once a week can be a real grocery budget killer. After all, going to the store for “just a few things” almost always means you’ll be picking up more than “just a few things” because admittedly, grocery stores have enticing sales and products. So by sticking to shopping once a week you can avoid many impulse purchases, especially if you’re prepared with a list and meal plan.

2. Go to the store around meal times or when you’re hungry.

One of the golden rules of grocery shopping on a budget is to never shop when you’re hungry. Trying to stick to a grocery list when you’re hungry is nearly impossible. Soon you’ll find bags of chips or expensive granola bars hopping into your cart because they’re easy to eat as soon as you get to the car. The best course of action is to shop right after you’ve eaten a good size meal.

3. Don’t plan a menu

I’m a firm believer that planning a menu each week is a big key to sticking to your budget. When you have a plan laid out, you will know exactly what you need to buy at the grocery store in order to execute the meals you have chosen. That way, if something jumps into your cart that isn’t needed, it’s easier to put it back in order to stay within budget because you know that your eating needs are met with your meal plan.

Need an easy way to menu plan? See how I put our menu planning on autopilot.

4. Never use a list

Going hand in hand with planning a menu, creating a grocery list is crucial to staying within your budget. I keep a running grocery list on our fridge so I can write down pantry items that I need to replace as soon as the item runs out. As I’m planning our menu for the week, I grab the list from the fridge and jot down everything I need to buy to complete each meal. Sometimes my list is small because I have many items already on hand in the cupboards thanks to some sales in previous weeks on staples.

You can see my Basic Pantry Staples list here.

5. Don’t bother looking at the store flyers for sales.

Reviewing the grocery store flyers and noting what is on sale will save you tons of money. Especially when you buy the sale items and then plan your menu around them. Over time as you regularly buy items that are on sale and stock up on them as much as you can, you’ll always be eating “cheap” food, and your grocery budget will be very happy.

6. Take the kids with you.

Kids can be pretty good negotiators (at least mine can!), especially if you want to be as fast as you possibly can in the grocery store. Sometimes it’s really tempting to buy them something (anything!) just so they’ll be quiet. Even if it’s something little, it all adds up and may not be a good healthful choice.

7. Don’t take inventory of what you already have on hand.

Buying unneeded items can be wasteful. Especially if they’re fresh items that can spoil. Take a few minutes to review what you already have in your pantry and fridge and you can save hundreds of dollars each year.

8. Don’t pay attention as the cashier is processing your purchase.

Put down the trashy magazine and pay attention to what is being rung through. I was recently charged for two watermelons when I had only bought one. Thankfully, I noticed and it was fixed right away. But imagine if each week there was an error on your bill, that could add up to hundreds of dollars that were literally spent on nothing. So do yourself a favour and pay attention as the cashier is processing your purchase. Also, if you bought items on sale, watch closely, you may get several items for free if they scanned wrong since many stores have a scanning code of practice.

9. Throw the food into the fridge without any rhyme or reason.

By taking the time to carefully put your perishables away and dividing items you bought in bulk into smaller portions will save you money in the long run. Washing and storing produce properly will make it last longer in your refrigerator. Make sure you have designated spots for each item so you can easily find your purchases, or your grocery budget will be wasted on moldy, forgotten items.

10. Throw away leftovers.

Not a fan of eating leftovers? Well, that will have to stop if you want to lower your budget! If you’re throwing away leftovers, you’re almost literally throwing your money in the garbage too. There are plenty of recipes online that can help you reinvent leftovers into something tasty. Maybe it’s not that you don’t like leftovers, maybe you simply forgot they were there. One solution is to put leftovers in clear containers with a dated label so you can visually see what’s there.

Check out these 7 Ways to Make the Most of Leftovers.

Are you guilty of any of these grocery budget wreckers? I know that I am. It’s constantly a work in progress for me! But knowing where you’re making mistakes is half the battle to getting your budget on track. Knowing the ways in which we’re ruining our grocery budget allows  us to focus on one area to fix at a time. Baby steps 🙂

If staying on budget or lowering your grocery budget is your goal, you'll want to read on to learn how to fix your bad habits. Are you committing any of these grocery shopping faux pas?

6 Ways to Earn More Money

While spending less is often the best thing to do financially, sometimes it's good to earn more money if it means it will push you closer to your financial dreams faster. Here are 6 Ways to Earn More Money

While spending less is often the best thing to do financially, sometimes it’s good to earn more money if it means it will push you closer to your financial dreams faster.

But before you get excited about the idea of earning more money, it’s important to make sure you manage the money you already have well.  If you’re financially strapped, there’s no point in earning extra cash if you’re just going to spend more money for short term satisfaction.  Focus on getting a monthly budget figured out and learn how to maximize the money you already have before you go out and try to make more money.

Once you have that out of the way, you can read these ideas to help you earn extra money:

Earn money from your hobbies

I’m sure many of you have a hobby that you enjoy and are quite good at!  Why not turn that hobby into extra income?  Here are some ideas to get you thinking:

  • Teach coupon classes
  • Sell your photos if you’re into photography
  • Teach art classes, either privately or at a local craft store
  • Sell your work at craft shows or on etsy
  • Design pieces on commission
  • Sell your baking during coffee breaks to local businesses
  • Enter your work in contests with cash prizes
  • Paint business windows for the holidays

Sell things you no longer need

Clear up some space in your home by selling things you no longer need or care for.  Have a garage sale or try selling items on Kijiji, Craigslist, or eBay.  Or give a Buy & Sell group on Facebook a try.

Rent out your space

If your home has an extra bedroom or empty space, you could become a landlord. Students and recent graduates are often especially eager for affordable and small spaces to call “home”. Your extra garage space might also be perfect for someone needing to store their collector car, for example.

Try a paper route

Earn a bit of extra money by doing a paper route.  Get some fresh air and exercise while you’re at it!

Offer to babysit

Give some friends or even neighbourhood families some time away from the kids so they can go on a date or get errands done by offering your services as a babysitter.

Start a part-time business

If you have a bit of time to devote to money making, why not consider starting a part-time business from home?  You could try these ideas on for size:

  • Start a blog
  • Dog walking
  • Tutoring
  • Baking/Meal provider
  • Music lessons
  • Errand runner
  • Personal shopper
  • Cleaning
  • Graphic design work
  • Mow neighborhood lawns/shovel snow
  • Life/Business Coaching – are people always asking your advice on a particular subject?  Consider charging a fee for your advice.

All in all, get creative or meet a need you see around you to earn a bit of extra money you can put towards reaching your financial goals!

What are your ideas for earning extra money?  Do you have any stories to share about how you’re currently earning extra cash?  Please share in the comments!