Resist the Desire to Buy
Just how do we resist the desire to buy? We all like nice things. We all want nice things. But do we really need all those nice things? Let me just say that there is nothing wrong with wanting nice stuff, but sometimes we need to draw the line and say enough. I have gone through quite the learning curve in the last couple of years and I have found some things that always seem to help quench my thirst for more:
What are your Financial Goals?
I think this is the most important thing to consider. If you’re trying to get out of debt, a new $2000 couch will not be helping you. If you’re saving up for a vacation, a new bathing suit (when you have 10 others already) will not help you. Will buying a particular item help you meet the financial goals you have put in place? Or will it hinder it?
Don’t tempt yourself
I rarely think about buying something if I haven’t seen it first. Stay out of the stores if you can and do away with catalogues! Unsubscribe from all those emails to your favourite stores. (Even the Simply Frugal emails, if you must! ;))
Reconsider your need
Do you really need it or is it a want? If it’s a definite need then there is no way you should feel guilty about your purchase.
Wait on it
I’ve found many times I can do without something if I simply walk away. For some reason, the item might not seem as appealing days later.
Find something else to do
Do something fun. Enjoy the outdoors, volunteer, etc!
Think about Costs
How many hours will you or your spouse have to work to pay for it? Will you have to fix it, clean it, store it, insure it?
Declutter your Home
Having a thorough decluttering session is a surefire way in my books to stop needless spending. I find once I finish decluttering my home, I am so satisfied with what I had let go of and all the space I cleared up, I really don’t want to clutter it back up!
Buy Quality the first time
If you carefully consider a purchase and buy something that will last, you won’t feel that constant desire to upgrade. There’s always a time and a place to buy temporary, but generally buying quality will save you money and time in the long run!
What are some techniques that you use to help you resist the desire to buy?