We all know that being organized means we stress less, are happier and can think more clearly. But I’m a big believer of the fact that being organized can also really save you money! Here are four systems that I think you should have organized in your life that will save you money (and sanity!):
A Simple Menu Planning System
If you’re wanting to eliminate the expensive Drive Thru routine, having a Simple menu plan in place is key. There’s no need for an elaborate plan. Simply jot down a week’s worth of meals based on what you have in the pantry/fridge/freezer in a notebook or on the calendar. Make sure to take a look at your busy days so you can have a slow cooker meal planned for those days. Having a menu plan in place will also save you time and money at the grocery store. Say goodbye to wandering the aisles aimlessly and buying unnecessary items for a meal you “might” make.
A Coupon Organization System
If you’re a coupon user, you’ll definitely want to make sure you have a system in place for using your coupons effectively. Nothing is quite as disappointing as realizing you found several expired coupons for products you would have bought because you use those products regularly.
Set aside a couple of hours a month or a few minutes every week to cut and sort your coupons into your chosen system. (accordion folder, binder…etc). Check out this post for a thorough look at some great coupon organizing systems.
A Regular Decluttering System
I find that having regular decluttering sessions helps me to save money and regain some sanity. I usually find some long lost items that I thought I’d have to spend money on to replace. In between my decluttering sessions, I like to have a “purge” box going at all times. Every time I come across an item that either annoys me or I haven’t used in a long time goes straight into the box. Sometimes, having a decluttering system in place even helps me to earn a few extra spending dollars when I sell some items!
A Money Management System
Make sure you have en effective money management system in place. That means you have a paper filing system for bills and important documents and a budget system/spreadsheet that works for you. Missing a bill payment can easily be avoided if you have an organized system in place that works for you. If you’re trying to repay debt or saving for something, a budget system is essential to tracking your progress and gives you healthy money boundaries that will ensure your success. Google or search Pinterest for budget tips, spreadsheets and more.
Keeping up with these systems does not have to be hard. Set aside a few minutes a day or a chunk of time once a week for maintaining these systems. What’s really hard, is letting your systems fall by the wayside, then having to figure out a way to regain control, which can end up costing you a lot more time and money in the long run.
Do you have any of these systems in place in your home? How do you keep your finances and home organized?