How to Create a Budget Binder for your financial success
Creating a Budget Binder for your home is a smart and simple way to stay in control of your finances. Not only does it help you keep track of your spending, but it also gives you a clear picture of what you expect to spend in the months and years ahead. Think of it as your personal financial roadmap. A go-to resource for understanding your budget, planning for upcoming expenses, and staying focused on your savings and financial goals.
1. Find a binder that works for you. I really like this binder, but any binder will work. I would choose one that has at least a 1″ spine width.
2. You will also want to have some tabbed dividers so that you can separate your budget binder into sections. These Removable Index Tabs are perfect to add to each section. The tabs are writable and repositionable so you can move them around or use the same one if you need to refresh the page.
3. I like to divide my Budget Binder up by months. (One section for each month of the year, January - December) In each section/month, I include a Monthly expense tracker, a Monthly budget and bill tracker, a Monthly debt payoff tracker, a Monthly reflection sheet and Month at a glance calendar sheets. In the back, I have a yearly finance goal worksheet and spending trackers.
I created this easy-to-use printable budget planner to make budgeting feel simple, organized, and far less overwhelming. Inside, you’ll find helpful pages to set yearly financial goals, track your bills and expenses, monitor your spending habits, and reflect on what’s working well and where you can improve. Designed to keep everything in one place, this planner will help you stay focused, organized, and in control of your finances, so nothing slips through the cracks.
4. In the back of your binder, create a section dedicated to important account information. Include the names of your financial institutions, contact details, account numbers, login information, and any other helpful details you may want quick access to when managing your finances.
5. You can also add pouchesto hold receipts, a page to record prices on your favorite items, or anything else that might be useful in keeping your family in the black!
And there you have it. Setting up a Budget Binder really can be that simple! Taking the time to organize your finances in one convenient place can make a huge difference in reducing stress, staying on track with your goals, and feeling more confident about your money decisions. Whether you’re trying to pay off debt, save for a vacation, plan your monthly expenses, or simply get a better handle on your spending, a budget binder can help you stay focused and organized every step of the way.
The best part is that your binder can be completely customized to fit your family’s needs and lifestyle. You can include monthly budgets, bill trackers, savings goals, meal plans, debt payoff sheets, expense trackers, calendars, and anything else that helps keep your household running smoothly.
Do you use a Budget Binder in your home? What pages or sections do you find the most helpful to keep on hand in your family budget binder?
Here’s a recipe for one of my current breakfast favorites: overnight oats! They’re incredibly versatile, so you can easily switch things up to match whatever you’re craving.
Not only are these overnight oatmeal jars seriously delicious and filling, they're also packed with a ton of nutrients.
Chia seeds don’t have much flavour, which makes them easy to add to just about anything, but they’re packed with nutrition. They’re a great source of fibre, omega-3 fatty acids, and antioxidants, and can support heart health, aid digestion, help you feel fuller longer, and promote more stable blood sugar levels.
These overnight oats keep well in the fridge for several days (just wait to add fresh fruit until you’re ready to eat). I usually make a couple at a time, but prepping a full week’s worth would be a great time-saver!
My current favourite combo is brown sugar with fresh berries, whatever I have on hand. Grapes are surprisingly tasty too! You could also try apple and cinnamon for a cozy twist, or peanut butter and banana for something a little more indulgent. Honestly, the possibilities are endless.
One simple way to save money is to take a break from grocery shopping for a week or two and challenge yourself to use what you already have stocked in your pantry and freezer. I like to think of it as “shopping” from my own kitchen! At least once a year, when I notice my pantry and freezer getting a little too full, I do a Pantry Challenge to use up what we already have on hand. It’s always surprising how many forgotten items I end up finding :P. Being intentional about using the food we’ve already purchased helps cut down on waste and saves our family a lot of money!
Here’s how we make it work for us:
Take Inventory
This is a major key to success in doing a pantry challenge for us. If I don't know what I have stuck in the nooks and crannies, then it's hard to make a plan of attack.
Meal Plan
Based on what I wrote on my inventory list, I'll come up with a meal plan that will carry us through until most/all of the food is eaten. I'm terrible at "inventing" meals so I'll usually add our tried and true recipes along with some really basic recipes that I've found via Pinterest or something. (I need a recipe to work with. Lol.)
Check out The Meal Planner! I created the printable Meal planner to help make meal planning and saving money easy! The PDF includes:
18 pages
Monthly, Weekly + Daily meal planning worksheets
Meal brainstorming worksheets
Food inventory worksheets
Grocery lists
Price matching worksheet
Party Planning worksheet
Set a Goal
Having a goal or two when you embark on a Pantry Challenge is important. Usually when I eat from the pantry, I do a month long challenge. So one of my goals is to avoid any major grocery shopping for one month. Another goal I set is to only spend $25 a week on essentials (fresh fruit/vegetables, dairy, eggs). I think it would be impossible to do a month long challenge without shopping for some essentials. However, setting a goal of spending only $25 a week, for example, will still help significantly in keeping more money in the bank account!
Here's how you could make it work for you:
Make it a Game
Along with taking inventory, making a meal plan and setting a goal or two, turning a pantry challenge into a game can really add fun to meal time. Rather than thinking of a pantry challenge as a hard thing, why not see how long you can survive without going to the store. Or see what kind of wacky (edible) meals you can create to give the whole family a laugh.
Focus on what you do have rather than what you don't have
Be thankful for the deals & steals that you have already taken advantage of to fill your pantry and freezer, instead of thinking of all the ones you're missing out on in the grocery stores. Or, are you really wishing you had more rice? Find some new ways to love all those potatoes that you do have.
Get Creative
It’s time to get creative again! Whether it’s breakfast for dinner to finish up some pancake mix, using stale bread to make bread crumbs, cooking is about enjoying the process and breaking out of the mundane. Creativity comes when you have 12 boxes of pasta and need a new recipe. Or, think of all the ways you can use up that leftover ham and go for it!
Here's a list of basic meals that you should be able to create with some of your inventory:
There you have it! That's how to eat from the pantry to save money! Eating from the pantry is a great way to ensure that you don’t spend money when you don't have to and that you don’t find good food that has expired.
Have you ever tried a pantry challenge? If so, how long have you gone without going to the store?
Do you ever feel like there just aren’t enough hours in the day? Like your to-do list keeps growing while your energy keeps running low? If you’re feeling overwhelmed and stretched thin, it may be time to focus on working smarter instead of harder. The good news is that a few small changes can make a big difference. Take a look at these 7 simple tweaks for a more productive day so you can feel less stressed, more focused, and get more done with less effort. Here’s how to get started:
Before heading to bed, take a few minutes to write out your to-do list for the next day in a notebook or planner. Getting everything out of your head can help you relax at bedtime and avoid that “what am I forgetting?” feeling. It also gives you a clear plan for the morning so you can start your day with focus instead of scrambling to figure out what needs to be done.
2. Use Helpful Apps to Stay Organized
There are so many free apps that can help simplify your day and keep your life organized. From shared calendars and grocery lists to reminders and meal planning, the right app can save both time and mental energy. Our family has been loving the Cozi app because it keeps everyone’s schedules in one place and makes it easier to stay on top of appointments and activities. Try experimenting with different apps to find what works best for your routine.
A newer thing that many families are loving is a Skylight calendar. You can mount it on a wall where everyone will see it. It is a touch screen digital calendar and chore chart!
3. Let Natural Light In First Thing
As soon as you wake up, open the curtains or step outside for a few minutes. Natural light helps wake up your body and signals to your brain that it’s time to start the day. Even this tiny habit can help boost your energy, improve your mood, and make it easier to feel productive.
4. Keep Small Tasks in the Car.
Waiting in the school pickup line or sitting outside activities can add up to a lot of wasted time. Keep a small basket or tote in your vehicle with quick tasks you can tackle while waiting. This could include paperwork, a book you’ve been meaning to read, a journal, coupons to organize, or even your planner. It’s an easy way to make use of spare moments during busy days.
5. Carry a water bottle.
Staying hydrated can help improve focus, energy, and productivity throughout the day. Keeping a reusable water bottle with you also saves time and money since you won’t need to constantly stop for drinks. Using a measured water bottle can help you keep track of how much water you’re drinking each day.
6. Set realistic goals.
One of the quickest ways to feel overwhelmed is by expecting yourself to do too much in one day. Instead of creating an impossible to-do list, focus on setting realistic goals you can actually accomplish. Start with 5–7 important tasks and build from there. Finishing your list feels far more motivating than constantly feeling behind.
7. Finish One Task Before Starting Another
It’s easy to bounce between tasks all day long, but constantly switching gears can leave you feeling frazzled and unproductive. Try focusing on finishing one task before moving on to the next whenever possible. Completing tasks fully helps create a sense of accomplishment and keeps loose ends from piling up.
8. Prep for the Morning the Night Before
Lay out clothes, pack lunches, gather school bags, or prep breakfast ingredients before bed. Even spending just 10–15 minutes preparing for the next day can make mornings feel much calmer and less stressful.
9. Use Timers for Chores
If you struggle to stay motivated while cleaning or tackling projects, set a timer for 10–20 minutes and focus only on that task. You’ll often get more done when you race the clock, and chores feel less overwhelming when they have an end point.
10. Batch Similar Tasks Together
Try grouping similar tasks together to save time and mental energy. For example, make all your phone calls at once, run errands in one trip, or prep several meals at the same time. Batching tasks helps you stay focused and reduces constant switching between activities.
11. Reduce Distractions
Constant notifications and interruptions can make even simple tasks take twice as long. Try silencing unnecessary phone notifications or setting aside focused work time without distractions. Even short periods of uninterrupted focus can make a huge difference in productivity.
12. Create Simple Routines
Having routines for mornings, evenings, cleaning, or meal prep can help your day flow more smoothly. Routines reduce decision fatigue because you already know what comes next, which saves time and mental energy.
13. Keep a Donation Bin Handy
Clutter can quickly make your home and your mind feel chaotic. Keep a basket or bin somewhere convenient so you can easily toss in items you no longer use. Decluttering a little at a time is much easier than waiting until things pile up.
14. Build in Buffer Time
Try not to schedule every minute of your day. Leaving small pockets of extra time between errands, appointments, or tasks can help reduce stress when things don’t go exactly as planned.
15. Give Yourself Permission to Rest
Productivity isn’t about constantly being busy. Rest is important too. Taking breaks, getting enough sleep, and slowing down when needed can actually help you stay more focused and productive in the long run.
What are your favorite simple tweaks for a more productive day?
5 Free Money Saving Apps Every Canadian Should Download
Today I’m sharing five of my favourite free money saving apps that help me save money with barely any extra effort! These apps are perfect for busy people who want simple ways to spend less and keep more money in their pocket.
You can download the apps right to your phone or use the desktop versions. Whatever works best for your lifestyle.
Once you start using these apps, you’ll wonder how you ever lived without them. The savings add up fast, and scoring deals starts to feel almost effortless!
Rakuten Canada
Rakuten is an awesome site that pays you Cash Back when you shop online. With over 750 stores, including Best Buy, Book Outlet, Crocs, Old Navy, and Sephora, get paid to shop for things you’re already buying. Plus, get a $30 Cash Bonus when you join today!
Hopper
Hopper Do you have travel plans? Hopper is the #1 most downloaded travel app in North America! Hopper aspires to be the world’s best — and most fun — place to book travel. Hopper has helped over 75 million travelers save!
Honey
Honey finds and applies coupon codes at online checkouts for you so you can get back to the more important things in your life quickly. Basically, it's amazing because Honey finds the deals on the things you need without any effort on your part.
Flipp
Need butter? Use Flipp to find out where it's on sale! Flipp is your one-stop app for deals and savings. They collect the widest variety of digital flyers, ads, and deals from over 2000 retailers, giving you the flexibility to save when and where it’s most convenient.
Checkout 51
Checkout 51 is a cash-back app that will give you cash back on items you purchase from the grocery store. All you have to do is pick the products you like, purchase them at any store, and upload a photo of your receipt. When your account reaches $20, you can cash out and we'll send you a check! Another cash-back app you will love: Caddle.
Do you use any of these already? If so, which one is your favorite? Do you have any favorite free money saving apps that I didn't list? Hit reply and let me know!
Summer is almost here! Can you feel the sunshine, the excitement, and the busy days ahead?
Summer is the season for beach days, backyard BBQs, road trips, swimming, and making memories with the people you love most. It’s the perfect time to slow down a little, soak up the longer days, and enjoy more quality time with family and friends.
And let’s be honest. Every great summer moment usually revolves around good food!
The good news? Feeding your family healthy, homemade meals during the summer doesn’t have to mean spending hours in the kitchen. (Because who wants to do that when the weather is beautiful?) The secret is simple: meal prepping. With a little planning ahead, you can put together quick, delicious meals for any time of day while saving both time and money on takeout.
If you’re looking to simplify meals this summer, here are 10 quick and easy meal prep ideas the whole family will love.
Start by deciding what meals and snacks you want to prepare for the week ahead. Write down the recipes you plan to make, then create a shopping list with all the ingredients you’ll need. Having a plan in place makes grocery shopping easier and helps you avoid those last-minute takeout runs.
Start Multitasking
Save yourself time by cooking multiple things at once. Roast a tray of summer vegetables while baking chicken, or prep fresh ingredients while something cooks on the stove. A little multitasking can make meal prep feel much quicker and more manageable.
Don’t Overdo the Meal Prep
Try not to prep more than three or four days’ worth of meals at a time. Fresh summer produce doesn’t always last long in the fridge, and over-prepping can lead to spoiled food and unnecessary waste. Smaller batches help keep meals tasting fresh and delicious.
Use Your Grill
One of the best parts of summer is grilling season! Instead of heating up the kitchen with the oven, cook outdoors whenever possible. Grill chicken, burgers, fresh vegetables, or even fruit for easy summer meals the whole family will love.
Bonus tip: make extra meat while the grill is hot so you’ll have leftovers ready for lunches, salads, wraps, or quick dinners later in the week.
Prepare Raw Food
Summer is the perfect time to enjoy lighter, refreshing meals. Fresh vegetables like cucumber and zucchini pair well with so many dishes and are especially refreshing during hot weather.
Buy yourself this vegetable chopper and spiralizer to make quick work of produce prep. The spiralizer attachment is great for zucchini or cucumber to be tossed with pesto for a quick veggie noodle dish.
No-cook meal ideas like salads, canned beans, corn, fresh fruit, and snack plates are also great additions to your weekly meal plan.
Utilize Your Slow Cooker
Slow cookers aren’t just for chilly winter meals. They’re incredibly useful during the summer too! They allow you to cook without heating up the whole house.
Use your slow cooker to prepare shredded chicken, taco meat, beans, potatoes, carrots, or corn in large batches. Freeze leftovers in smaller portions for easy meals later on. And of course, the Instant Pot or an air fryer are other great options for quick summer cooking!
Choose Glass Containers Over Plastic
While plastic containers may be cheaper, glass containers are often the better long-term option for meal prep. Here are a few reasons why:
It’s easier to see what’s inside
Glass containers can safely go in the microwave
Food tastes fresher and doesn’t absorb odors
Glass won’t release chemicals when heated
They’re durable and reusable for years
Use Your Leftovers
Cook extra portions at dinner and use the leftovers for lunches or quick breakfasts the next day. Leftovers are a huge time-saver and help reduce food waste. Plus, having ready-made meals in the fridge makes busy days so much easier.
My husband loves taking leftovers to work because it saves both time and money!
Buy Better Bread
All those summer activities can definitely work up an appetite! If sandwiches are part of your meal plan, try choosing hearty whole grain breads that are filling and nutritious.
Look for bread made with 100% whole grains and plenty of texture. A good quality bread can make even a simple sandwich feel much more satisfying.
Cook Once, Eat all Day
Set aside one block of time each day to prep meals, chop produce, or cook proteins for later. Having meals ready to go makes busy summer days so much easier and helps you avoid spending tons of time in the kitchen.
With just a little planning and preparation, you can enjoy healthy, delicious meals all summer long without spending a fortune or cooking nonstop.
What are your favourite summer meal prep ideas and tips? Share them in the comments below!
I know that with every new season, I start feeling tempted to refresh my wardrobe with a few new pieces. You too? There’s something exciting about changing things up a little when the weather shifts. But instead of immediately heading to the mall or filling up an online cart, I’ve been trying to look at the clothes I already own with fresh eyes first.
The truth is, most of us have items tucked away in our closets that still have plenty of life left. Sometimes they just need a little creativity to feel new again! Refashioning old clothes is such a fun and budget-friendly way to update your wardrobe without spending a fortune. Plus, it’s a great way to reduce waste and make the most of the things we already have.
Lately, I’ve been searching for simple ways to refashion clothes, and honestly, there are so many clever ideas out there. From turning oversized shirts into cute fitted tops, trimming jeans into shorts, or transforming dresses into skirts, the possibilities are almost endless. Even small changes like replacing buttons, adding lace, hemming, or dyeing faded fabrics can completely change the look of a piece.
I’ve also been looking for an excuse to pull out my sewing machine again. It’s been sitting untouched for far too long! Some of these beginner-friendly projects seem simple enough that I can work on them during nap time while my daughter sleeps. I love the idea of slowly creating a wardrobe that feels more personal and unique instead of buying the same fast-fashion pieces everyone else has.
What I especially love about refashioning clothes is that it doesn’t have to be perfect. In fact, part of the charm is giving something old a second chance and making it your own. Whether you’re an experienced sewer or someone who’s never threaded a needle before, there are plenty of easy projects that don’t require advanced skills or expensive supplies. Pinterest is a treasure trove of ideas.
If you’ve been wanting to save money, get creative, or simply breathe new life into the clothes you already own, refashioning old clothes is such a rewarding place to start. You might be surprised by how many hidden gems are already hanging in your closet just waiting for a little makeover!
Here are 20 fun and fashionable ways to refashion clothes:
Have you ever tried to refashion clothes before? I’d love to hear which idea is your favourite! I think I might finally try turning one of my husband’s old shirts into a cute new skirt for myself. It sounds like such a fun way to give something old a whole new life!
Isn’t it time to get a little more organized? You keep putting it off, but now is the time to buckle down and really get to it. These 25 organizing tips will help you get organized in no time, on a budget.
#1. Use old snack containers - If you’re strapped for cash, then using old containers is an excellent way to get a little more organized in your junk drawers or in your computer desk.
#2. Use a white board - Do you often forget to use your calendar? Try writing your important to-dos on a chalkboard or a white board instead. Place it somewhere you can see on a daily basis. I like this magnetic white board for the fridge!
#3. Keep like items in one spot - Instead of storing like items in various spots around the house, keep them all in one spot. Finding magazines everywhere? Store them all in a magazine file on a shelf.
#4. Create a charging station - Don’t play the "find your charger" game. Create your very own charging station within your home. I like this DIY Charging Station from Four Generations One Roof. If DIY isn't your thing, or you want something with a smaller footprint, a charging station like this is genius.
#5. Use a Magnetic strip - Place magnetic strips throughout your home to hang items like: knives, spice jars, and even nail clippers.
#6. Use old suitcases for storage - Using old suitcases as home décor will give you a vintage feel, but you can still store items within the suitcase. Double purpose!
#7. Use ice cube trays to store small items - Whether you have smaller toys or office supplies, consider using ice cube trays to store these items in.
#8. Use wine boxes to store your shoes - Maybe this organizational idea isn’t so conventional, but it sure is brilliant. Here's a picture for your reference.
#9. Leave reminders on or in your fridge - One place you know you’re heading today is to the fridge, so leave your most important reminders there.
#10. Use an organizer for the shower - Instead of having items fall everywhere as you use the shower, buy a shower organizer. I recently picked one up for $3.50 from Dollarama!
#11. Start recycling - If you’re trying to clear out some of the trash, you can get a little more organized by recycling some of your items.
#12. Clear out the clutter daily - Some people only clear out clutter once a year, stay organized by getting rid of clutter on a daily basis.
#13. Only keep a couple of your kids papers - School papers can really add up. Keep just a few of your child's papers and put them on display on a cork board or a mini clothesline.
#14. Utilize hidden storage - Put your items into a hidden storage bench in the mud room, living room, and even outside.
#15. Put a grocery bag in your car for garbage - If you are tired of having garbage in your vehicle, then keep a grocery bag in there to collect garbage as you finish with it. Or an empty disinfectant wipe container would also be great!
#16. Organize by color - Make your house a little more fun by organizing everything by color. You might take your family and guests by surprise!
#17. Use mesh bags around your home - Instead of trying to put socks and undergarments in the laundry basket, have your family put them in mesh bags. If they're all together in a mesh bag, there's less chance to losing some.
#18. Use a shoe organizer for multiple purposes in your home - A shoe organizer can be used for bathroom items, little kid’s clothing, or even crafting items. Let your imagination run wild with this one.
#19. Organize your priorities - Everyone says organize your time a little better, but organizing your priorities makes more time for the things that matter.
#20. Ban clutter in your house - If you are tired of seeing clutter all over the house, then make a rule that no one can bring clutter into the house. If you bring something in, you have to get rid of something else.
#21. Sell your unwanted items - As you declutter, put the items of value up for sale so you can earn a bit of cash for your savings account. Donate all the other items if they are in good condition.
#22. Utilize under the bed space - A lot of storage can be found underneath beds. You can buy bed risers to raise your bed if you need more room underneath it.
#23. Donate your magazines - You may have a lot of magazines lying around the house. Instead of throwing them away, keep the pages you want and donate the rest.
#24. Utilize hallway space - If you have a long hallway in your entryway; utilize the wall space as much as you can. Try baskets for mail, slim shoe racks, storage shelf with hooks underneath.
#25. Use one basket per person for laundry - Mixing everyone’s laundry together can make more work for you. Make it easier on yourself using one basket per person.
I hope these brilliant organizing tips help you get a little more organized this year. What organizing tips would you add to this list?
If your grocery bill feels like it’s climbing higher every single week… you’re not imagining it.
Groceries in Canada have gotten expensive. For most families, it can be one of the hardest areas to cut back on. You still need to eat, and you probably don’t want to spend hours couponing or driving all over town chasing deals.
The good news? You don’t need to overhaul your entire routine to save money.
A few simple grocery store swaps can make a noticeable difference on your grocery bill. All without sacrificing convenience or the foods your family actually enjoys.
Let’s get into it shall we?
Buy Oatmeal Instead of Dry Cereal
Buy this: Oatmeal Not that: Dry cereal
Do away with the expensive boxes of cereal full of sugar and buy oatmeal! You could purchase those convenient packs of pre-made oatmeal, but I'd encourage you to buy a bag of oats instead. I find it so easy to create my own instant oatmeal packs. Plus, I can control the sugar quantity by adding my own sweeteners and various toppings. Oatmeal will also help keep you feeling full longer so you may need less snacks 😉
Buy Ingredients, Not Pre-Packaged Foods
Buy this: Basic ingredients Not that: Individually packaged foods
Pre-packaged foods like spice seasoning blends, baking mixes, granola bars, cookies and muffins add up quickly. Especially if you’re feeding kids!
Instead, try simple homemade options. I've got some basic recipes you could try:
Real-life tip: You don’t have to be "perfect". Even one homemade swap a week can save money!
Buy Frozen fruit Instead of Fresh
Buy this: Frozen berries Not that: Fresh berries in the off-season
Fresh berries can be shockingly expensive, especially in the winter months.
Frozen fruit is:
Picked at peak ripeness
Often cheaper
Perfect for smoothies, yogurt bowls, and baking
Bonus: It lasts way longer, so you’ll waste less food (and money).
Buy Block Cheese, Not Pre-Shredded
Buy this: Block cheese Not that: Pre-shredded cheese
Pre-shredded cheese might feel convenient but you’re paying extra for it. It also contains additives to prevent clumping, which can affect how it melts.
Frugal tip: Shred a whole block of cheese at once and store it in the fridge for the week. Same convenience, lower cost.
Buy Yogurt tubs Instead of Cups
Buy this: Yogurt Tubs Not that: Individual yogurt cups
Sure, yogurt cups are really convenient for packing in lunches, but you could spend a little extra time once a week filling up reusable containers with yogurt from a tub instead. Buying yogurt in larger quantities (tubs or those pour bags) will save you big time.
Bonus: You can control the sweetness, flavours and boost protein if you purchase plain Greek yogurt tubs.
Buy Store Brand, Not Name Brand
Buy this: Store brand (No Name, Great Value, Compliments) Not that: Big-name brands
This is one of the easiest wins. Most store brands are made in the same facilities as name brands, but without the higher price tag that comes with marketing and packaging.
You’ll especially notice savings on:
Pantry staples (flour, sugar, pasta)
Canned goods
Frozen fruits and veggies
Dairy products
Buy Whole Chicken, Not Pre-Cut Pieces
Buy this: Whole chicken Not that: Pre-cut chicken breasts or thighs
Whole chickens are almost always cheaper per pound.
Plus, you can:
Cut it up to use in multiple meals
Use leftovers for soups or wraps
Make homemade broth with the bones
Buy Ingredients for Dressing Instead of Bottled
Buy this: Ingredients for homemade dressings Not that: Pre-made bottled dressings
Making salad dressings from scratch has got to be one of the most simple kitchen tasks you could do. Believe me, because I don't do complicated in the kitchen! If you usually reach for those pricey organic or natural salad dressings at the store, switching to homemade can save you a surprising amount on your grocery bill. With just a few simple, budget-friendly ingredients you likely already have in your kitchen, you can whip up your own in minutes! Here are some of my recipes:
Not only is a head of lettuce much cheaper than the bags or containers of lettuce, they last longer too! I understand the convenience of buying a bag or container, but it really doesn't take much effort to tear up some lettuce leaves for a salad. Especially when you have to sort through the slimy pieces in the bags or containers anyways.
Buy Dried beans and lentils instead of canned
Buy this: Dried beans or lentils Not that: Canned beans or lentils
I’ll be honest, we don’t eat a lot of beans in our house, so I usually reach for the canned version. But if beans are a staple in your meals, buying them dried is a much more budget-friendly option. You can save a significant amount over time, and cooking them is easier than you might think. Just toss them in your slow cooker or use your Instant Pot for a quick, hands-off batch.
As you can see, saving money on groceries doesn’t have to mean cutting out everything you love or spending hours planning.
It’s really about being intentional.
Start with just 1-2 of these grocery store swaps this week, and you’ll likely notice a difference at checkout. And the best part? These changes are simple enough to stick with so the savings add up over time.
Which of these grocery store swaps are you already doing, and which one are you going to try next?
Check out The Meal Planner! I created the printable Meal planner to help make meal planning and saving money easy! The PDF includes:
If you're wanting to save some big grocery bucks, it's time to start thinking about things to stop buying and start making yourself. I'm talking about making your own pantry staples and household essentials!
Not only does creating your own stuff keep more money in your wallet, often times it's better for your health! I mean how many times are you stuck reading a label in the store wondering what half of the ingredients are? By making your own essentials, you're ensuring that you know each and every ingredient involved.
Also, an aspect of the frugal lifestyle for some, or many, is to be more self sufficient. Rather than running to the store every time you run out of something, you could try making it yourself! Once you know how to make everyday items, you’ll save yourself a lot of trips to the store, reduce your plastic waste, all while saving lots of money.
Creating your own products from scratch is simple. But to make it even easier for you, I've round ed up a list of 30 things to stop buying and start making:
How many of these have you tried? What are some things to stop buying and start making that you would recommend?
If you're wanting more ideas for things to make from scratch, you might want to try this book, The Homemade Pantry. It features 101 recipes that you can try!
