Budgeting basics

With a calendar or day planner in hand (or this handy Yearly Planner I created), take a look at the year ahead and mark down all the birthdays, weddings and other events you’ll have to purchase gifts for.

Decide how much you’d like to spend on each gift, then start putting money away every week so you have enough to pay for your gift when the time comes!

Do you do something like this already?  What are your tips for staying on budget with gift giving?

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