The more I think about it, I really think that being organized is the key to saving money. Not only does my sanity thrive when things are organized in my home, I find our bank account is happier too. 🙂
Here are 6 ways being organized helps to save me money:
Know what I already own
Having a spot for everything will help ensure that you know what you have on hand at all times. No need to buy the beans that are on sale because you know that you already have plenty in the pantry! Being organized (or more organized because we can’t be perfect!) stops you from spending money to replace items you can’t find.
I’ll avoid late fees
When you have an organized system in place for paying bills and returning borrowed items on time, you’ll certainly avoid the ugly late fees. Avoid paying late fees by implementing a system that will work for you. I have to tell you a story about the one time I had a late fee on the Visa bill. My bill paying “system” is not how my husband would do it and he suggested I try it his way. His way was to pay off an amount as soon as there was a balance. My way is to pay it once a month on the due date, the balance of the statement in full. As soon as I receive the statement in the mail, I log into our online banking and schedule the payment to be made on the due date. Sure, it may be a larger amount doing it my way, but I’m never late in paying it! My husband has learned to just let me do my thing in that regard. 😉
Have time to plan a menu
When you’re organized, you’ll have time to set aside to plan the menu for the week. I’m a firm believer that having a menu plan in place will save you unnecessary trips to the grocery store and your sanity. In our case, it saves us a ton because we’re avoiding the drive thru and actually eating what we buy from the grocery store.
Have time to cut and use coupons
If you’re a coupon user, being organized means you most likely have some time set aside for printing and organizing your coupons. Which also means you are probably organized to use the coupons at the store to pay rock bottom prices!
Know what projects you have on the go
Let’s pretend that I don’t know all about incomplete projects. (you know, those unfinished sewing and knitting projects that I found…) Every once in a while I get an urge to do something creative. But when I take the opportunity to have an organizing session, I usually discover a few unfinished projects.
Most recently, as I was going through my fabric stash, I found two unfinished projects. A purse, which only needs to have the handles sewn on, and material for a sweatshirt I’ve cut out for my husband. I now have two projects to finish to satisfy my creative urge without spending any more money!
Buy gifts well in advance
When you’re on the ball with upcoming special occasions, you can buy ahead when you find a great deal online or in the store. Helping you to avoid paying full price for something near your deadline.
How does being organized save you money? In what ways would you like to be more organized so you can save more?