Free Finding Joy in the Winter Worksheet

Are you having a tough time dealing with winter this year? Check out this free Finding Joy in the Winter worksheet from Embracing Simple!

Are you having a tough time dealing with winter this year? Check out this free Finding Joy in the Winter worksheet from Embracing Simple!
It’s back by popular demand! The Little Kid School Combo pack is back at Mabel’s Labels and for a limited time only, you can get the combo for $37! (reg. $42). Here is what the combo includes:
We are using a set from Mabel’s Labels for my daughter’s preschool stuff and I just love them!
Shop online at Mabel’s Labels now.
Offer ends January 22, 2016.
Looking to buy a couple of 2016 Entertainment Coupon Books? (One for home, one for a vacation destination?) For a limited time only, get 50% off when you buy 2 or more!
Use coupon code: DOUBLE
Expires: January 21, 2016.
Shop online at Entertainment.com now.
Shipping to Canada is $4.99.

Do you love Denny’s Original Grand Slam breakfast? (2 scrambled eggs, 2 sausage, 2 bacon and 2 buttermilk pancakes) Stop by your participating Denny’s location between 7am – 2pm on Wednesday, January 20, 2016 to pay just $1.99!
Not all restaurants are participating, but here is a list of locations that are:
*This post contains affiliate links and I will be compensated if you make a purchase after clicking through my links. Thanks for your support!

Trends are great, but they tend to come and go. That’s why I’m really excited to tell you about ModCloth’s latest sale on perpetually chic pieces! Over the next four days (ends January 21), you can save 25% off when you shop looks that are always in fashion. You’ll be able to rock these marvelous must-have style staples for years to come. So don’t wait — shop their sale today and get 25% off your soon-to-be faves!

I was browsing online at Well.ca and spotted one of our favourite Melissa & Doug activities on clearance for just $4.00! Get the Fairies reusable sticker pad for only $4.00 (was $5.99). Here are some details:
Five reusable backgrounds set the stage and over 165 enchanting stickers add the fun! This reusable fairy sticker activity pad let kids create perfect pixie pictures, using fairies, flowers, glowing lanterns, friendly bugs, and more to decorate and fill each oversize scene. All five scenes (fairy village, pond, tree house, wildflower garden, and twilight scene) and coordinating sticker pages are bound into a handy oversize pad for portability and storage, and also tear our cleanly for easy sharing and display. (The rigid cardboard back makes it a great laptop activity for the car or airplane, too!) Pass them around to let up to five kids sticker their scenes at once, or take your time creating a whole fairy world, page by page. The reusable pieces mean it’s simple to reposition the fairy stickers to tell a changing story, reimagine a scene, and have lots of creative fun, time after time!
There are also quite a few other Melissa & Doug clearance deals you may want to check out.
Being a stay-at-home mom is such a rewarding job! Unfortunately, while it pays in many immaterial ways, being a stay-at-home mom doesn't come with an actual salary. If you want to be a stay-at-home mom, you need to prepare for the financial changes that come with quitting your job and taking care of your kids all day instead. These tips will help you discover ways to Financially Prepare for Becoming a Stay-at-Home Mom!

The number one thing you need to do to financially prepare for becoming a stay-at-home mom is to lower your expenses. Right now you're used to being a dual-income family, and your current budget may be working well. But, will it still work once you remove your income from the equation? Run the numbers, and then see what expenses you can lower or cut out completely to make everything balanced again. If you haven't been practicing frugal living before, this would be a great reason to start!
Less income means less money instantly available for emergency expenses and less money going toward long-term savings goals. If you want your family to be financially sound while you're a stay-at-home mom, then you need to make sure plenty of money is set aside in savings. Ideally, you'd have enough money saved that if all your current sources of income disappeared, your family would be financially fine for at least 6 months.
Related: This Budget Planner will help you keep your finances in order.
When you financially prepare for becoming a stay-at-home mom, don't forget your family's debt. When you're a stay-at-home mom, debts will have to be paid without any help from your income. Make things easier for yourself later down the road and pay off as much debt as you can now while your income can still contribute. That way, when your family is working off a single income, your monthly payments toward debts can be much smaller.
Practice makes perfect! To financially prepare for becoming a stay-at-home mom, make a practice budget excluding your income. Then try to live through a week or month with that budget. This will let you see first-hand what lifestyle changes you may need to make, and expenses you may have to cut. When the practice period is over, you'll be able to make a much more informed budget that will actually work when you make the switch for real!
Just because you're a stay-at-home mom doesn't mean you have to feel left out from bringing in some supplemental income! Depending on how much time you expect to have each day, consider starting a freelance career, or selling on eBay, or just doing some surveys for money each day. There are lots of ways to make money from home, regardless of how busy you may be! (Check out this post for more ideas on ways to make money from home.)
Have you ever been a stay-at-home mom? How did you make it work financially?

Starting today, Friday, January 15th take 40% off Already Reduced Prices online at Crocs.ca!
Discount will be applied in your cart at checkout. Sale ends Monday, January 18 at 11:59 PM MST.
Cannot be combined with any other offer or promotion. Offer valid online only and while supplies last. Shipping is free on orders of $100 or more.
I like double deals like this that include free shipping and a discount!
Save 25% off your purchase and get free shipping on your entire purchase from Garage Clothing!
Use coupon code: GARARGE25
Expires: January 18, 2016 at 7am EST
Offer ends October 8, 2012.

Head over to the Simply Frugal SmartSource coupon page to find a new coupon for $1.50 off Campbell’s Healthy Request soup!
Print your Campbell’s Healthy Request coupon now.
Limit 2 prints per computer.