cash back apps canada

Use cash back apps to save big

As I’ve previously mentioned, I’m not a huge coupon user for various reasons. (Mainly time. I don’t make enough time to use them.) But one thing that I can really get on board with is all these cash-back apps that are available!

Here is how I make these cash back apps work for our lifestyle:

  1. I don’t make a shopping list based on the rebates they have available
  2. After I’m finished shopping I peruse the list of rebates and if there are items I have purchased on the lists, I go ahead with filing my receipt.

This way, I’m not buying (or getting really cheap) stuff that we won’t use or eat. Every nickel adds up when I’m buying things that will just get wasted in the end!

What I especially love is the rebates for fresh produce! It’s not often you see a coupon for that! I’ve also taken advantage of the rebates for wine in the past, which we’ve bought for gifts.

For this this post, I wanted to create an Ultimate Guide to the Cash Back Apps we have available to us in Canada. Sound good? Lets get started!



In a nutshell:

Honey is here to help. We give everyone the tools it takes to find the best savings, perks, and all around value. And we make them free and easy-to-use. So you can always spend with confidence.
How Honey works:
Honey is a browser extension that automatically finds and applies coupon codes at checkout with a single click.
  1. Join Honey for Free: It only takes two clicks to add Honey to Chrome, Safari, Firefox, or Opera.
  2. Find Savings in Seconds: While you shop, Honey will find working promo codes on the internet
  3. Save Instantly: With one click, Honey will apply some of the best deals to your cart. It’s that easy!

Checkout 51

In a nutshell:

Every Thursday morning, Checkout 51 updates with a new list of offers. All you have to do is pick the ones you like, purchase them at any store, and upload a photo of your receipt through our mobile app or website. When your account reaches $20, we send you a check.

How Checkout 51 works

  1. Browse your offers and buy products at any store in Canada. (excluding Quebec)
  2. Upload your receipt using Checkout 51. Photos must be clear and readable. You must send a photo of the entire receipt. If you have a long receipt, you can add “sections”.
  3. They’ll confirm your purchase and credit your account.
  4. When your account balance reaches $20, you can choose to cash out and they’ll mail you a check.

Other Key Guidelines

  • Anyone can use Checkout 51. They have an app for smartphones and you can even use it on your computer.
  • Offers go live on Thursdays at 12:00 AM in each time zone. They expire the following Wednesday at 11:59 PM in each time zone. You must upload your receipts while the offers are live.
  • Offers are available in limited quantities. Be sure to check your offer list before you go shopping to ensure that the offer is still available. Make sure to upload your receipt immediately after purchase to avoid disappointment!
  • A quantity of one of each rebate offer is eligible for Cash Back per member.
  • Each receipt can only be used once.
  • You can only earn Cash Back for the exact product listed, so please read carefully.
  • Products must be purchased in your country of registration. We currently support the United States (the 50 states of the United States, the District of Columbia, and Overseas US Military Bases) and Canada (excluding Quebec).
  • Receipts uploaded must be in English.
  • Items purchased from online retailers are eligible for Cash Back. Itemized packing slips are accepted as proof of purchase. Online purchases are subject to the same upload timelines as receipts.

Can I use a Coupon with my Rebate offer?

Yes! You can earn Checkout 51 Cash Back in combination with any other coupon or discount unless otherwise stated. This is a great way to get free or nearly free items each week!

When Will I get my Cash Back?

You are able to cash out and receive a cheque once your account reaches $20 or more. Cheques are sent out via snail mail within 7 business days.


In a Nutshell:

Link – Shop – Earn – Cash Out

Canada, it’s about time you got paid to shop! Ampli is the newest Canadian cash back app, getting you cash back on your everyday online and in-store purchases!

How Ampli Works

  1. Download the Ampli app for free
  2. Securely link your debit and credit cards from over 130 Canadian banks and other financial institutions
  3. Automatically earn cash back every time you shop online or in-store at participating brands
  4. Cash out by sending yourself a free Interac e-Transfer

How do I get paid?

You can cash out your balance by sending yourself a free Interac e-Transfer to any Canadian bank account when you reach a minimum balance of $15.


Eclipsa app

In a Nutshell:

Earn cash back on your healthier grocery choices too. New products are added every week on Thursday.

How does Eclipsa work?

  1. Download the free app & choose the products you want to buy
  2. Use the eclipsa app to snap a clear picture of your receipt
  3. After they read your receipt, they will deposit the cash into your account

Other Key Guidelines:

  • Earn cash back on your healthier grocery choices too. New products are added every week on Thursday.

  • You can purchase your products at your favourite stores, retailers, and even online!

  • Once you earn $20, we can mail you a cheque or deposit your earnings into your bank account through Interac e-Transfer. Cash Back


In a Nutshell: is excited to introduce our new Mobile Cash-Back feature! Download the app and start getting cash back by purchasing the brands and products you already love – it’s like you’re getting paid to do your shopping!

How Does it Work?

  1. Browse offers on the list – Our app will be updated regularly with new offers, so check back often!
  2. Buy products at any store – Select the offers you like, and make sure you buy the right item and size in store.
  3. Upload Your Receipt – Take a legible photo of your receipt and submit through the app.
  4. Earn $ and cash out to your PayPal account – When your receipt is processed, your account will be credited within a few days. Once you have $5, you can instantly cash out to your PayPal account.
I don’t have a PayPal account, can I still get cash back? has the only cash-back app that uses PayPal to get you money back. It’s the easiest, quickest and most reliable method to get you spending less and saving more!

How do I connect my PayPal account to the Save app?

Connect your PayPal account by selecting the burger menu on the top left corner of the app and choosing ‘My Account’. From here, go to ‘Profile’ and then ‘View PayPal’ where you can connect the app to your PayPal account.

When will I get reimbursed?

Once your total savings equal $5, you can opt to cash out and the funds will be deposited to your PayPal account will within minutes. Don’t want to cash out right away? No problem. Keep saving and cash out whenever you would like!

How do I cash out?

Once you’ve reached $5 in savings, you can cash out in the ‘My Account’ section of the app under the ‘Balance’ tab. Simply select ‘Cash Out’ located at the bottom of this screen and verify your PayPal email address before confirming your submission.

How will I be notified that my purchase(s) was validated?

You will be notified via email.

How long do I have to submit a receipt?

You can submit a receipt for as long as the coupon is available on the app or until it is sold out. After it is no longer available, you will not be able to submit your purchase so act quick!

How long do I have to wait for my receipt to be validated?

Please allow 3-5 business days for your purchase to be validated.


In a Nutshell:

Caddle is a free app that pays users with real cash back for everyday purchases, completing surveys, and engaging with brands and products. Download now from your phones app store!

How to Use Caddle:

  1. Download the App on any Apple or Android device or sign up on their website.
  2. Following login, browse our weekly offers. Once you find an offer you like, simply tap the offer, follow the on screen instructions to redeem the offer and get cash.
  3. New Caddle offers launch weekly. Check Caddle every Thursday for more ways to make money. You can earn from watching ads, answering surveys and engaging with brands.
  4. Once you reach $20 or more in your Caddle account, you can cash out. Simply go to my account, select cash out and we will mail you a cheque. It’s that easy. Start earning today!

Related posts:

Do you use any of these Cash Back apps to save? Which one is your favourite?  What type of offers are your favourite?