Do you feel as though your grocery bill is starting to get out of control week after week?
Or maybe you have no idea how much you're actually spending on groceries each week and you find yourself feeling really pinched by the end of the month?
In my opinion, the grocery bill is one of the easiest bills to manipulate. By simply taking the time to learn the money saving tactics that I have listed, you'll be well on your way to lowering your grocery bill.
Read on to discover how to save money on groceries:
1. Learn the sneaky ways grocery stores get you to spend more.
Did you know that some of the "sales" you see from week to week are just sneaky tactics to get you to buy more? From the sales, to the grocery cart size, to the layout of the store, grocery stores have learned the best ways to get their customers to spend more than they intended.
In this post, I've outlined in detail, several sneaky ways grocery stores get you to spend more.
2. You Need a Grocery Budget.
Having a grocery budget is crucial to lowering your grocery bill. After all, if you don't have a budget, you don't know how much you're spending or saving! You need the guideline of a budget in order to help you improve your spending habits and to get you closer to your lifetime financial goals.
If you want to learn how to save money on groceries, meal planning is a must. Not only will it help lower your grocery bill each week, you will regain so much sanity in your busy life. By planning a weekly meal plan, you'll be using what you already have on hand in your house, creating a specific grocery list and avoiding unnecessary trips to the grocery store.
Check out The Meal Planner! I created the printable Meal planner to help make meal planning and saving money easy! The PDF includes:
18 pages
Monthly, Weekly + Daily meal planning worksheets
Meal brainstorming worksheets
Food inventory worksheets
Grocery lists
Price matching worksheet
Party Planning worksheet
4. Start Building a Stockpile
Stockpiling, or the Buying Ahead Principle, or another way of terming it, "Buy lots when it's on sale, so you never pay full price for the things you need", is one of my favourite way to save grocery money in the long run. Buying several of the same item when they're on sale rather than buying one item not on sale, will save you heaps of money.
Another way to save money on your grocery bill is to use a variety of different brands. When I need a certain product (tomato sauce for example) I always look at all the brands available and choose the one with the best value by taking into account the price and size.
I'll admit though, sometimes brand does matter to our family. It's Heinz ketchup or nothing at all!
6. Shop at More Than One Store.
By shopping at a couple of different stores, you have the potential to drastically reduce your grocery bill each week. If you're shopping at only one store, you're most likely paying full price for many items that could very well be on sale at the store just down the road.
Say for example, you need some cheddar cheese. If you bought it from the one grocery store that you always shop at, you're paying $7.99. But if you drove 2 minutes to Shoppers Drug Mart they have it on sale for $2.99. You just saved yourself $5.00 for two minutes of your time.
7. Look for Markdowns.
Grocery stores mark down items they want to sell quickly. Sometimes the food is about to hit its best before date. One of the places I'll always look for markdowns, is the meat department. Any markdowns are about to expire, but I know I can use it that night or freeze it for a later date! Other times they are discontinuing a particular product and just want to move them to make room on the shelves for something else.
8. Buy in Season.
Buying fruits and vegetables in season, or when they're at their prime and grown closer to home, can cut a big chunk off your grocery bill each week. When you buy fruits and vegetables in season, you tend to get the best taste too!
I'm a firm believer that coupons can save you quite a bit of money on your grocery bill each week. I know many of you already use coupons so you know the benefits. But perhaps others of you aren't sure how to use coupons effectively, don't see the benefit in using them or don't know where to find them. Here's a series I wrote about How to Coupon in Canada that should be beneficial!
One thing I've been implementing more these days, is using cash-back apps like Checkout 51 and Caddle. These work well for a busy life.
10. Price Match to Save Money and Time.
Try price matching to find a really effective way on how to save money on groceries! Many stores in Canada offer a price match guarantee. They'll match the advertised sale price of any competitive retailer as long as it is the exact same item and in the current sale period. They'll even accept coupons on top! 🙂
If you've been wondering how to save money on groceries, I hope that this post gave you hope and a starting point! By implementing the tips provided, you should start to make headway with saving on your grocery bill.
There's nothing more satisfying than saving money on something that you have to buy on a regular basis, especially when it can be a large percentage of your monthly income!
You know planning a menu is a good thing, but sometimes it only feels like another chore to cross off the to-do list. Well, end that once and for all by creating a rotating menu plan!Put your menu plan on autopilot!
How to put menu planning on autopilot:
I have not been feeling the love for menu planning for quite some time now. That makes me sad because without a menu plan, our meal time is definitely not what it should be. I've been resorting to quick prep meals (think frozen pizza, pasta with a jar of sauce poured over top and grilled cheese & tomato soup...) Not good! Between picky palates and no desire to cook, menu planning took a real nosedive in the last year or so. On the other hand, the grocery stores were probably quite happy, because I was spending more since I had no plan. 🙂
That brings me to today. I'm pleased to say, I've found a system that works for me! Actually, I've put menu planning on autopilot! It initially took a little bit of work upfront (still only 4 steps!), but now we're smooth sailing and enjoying meals we love.
Step 1: Brainstorm
This part took me the longest. I sat down one afternoon and wrote down all the meals we like to eat. Our family favourites. My goal was 60 meals, but I quickly realized that was a lofty goal. In the end, I came up with 40 meals. Enough for 8 weeks of eating when I allot 5 meals a week. I like to leave 2 days free for last minute events, trying out a new recipe and Sunday dinner at my parent's house.
Here are the meals that made the rotation. Keep in mind that they must be simple, enjoyed by all family members and not require any weird ingredients:
Most of these meals can be made with pantry staples, which are easy to stock up on when they're on sale.
Step 2: Write all recipes on index cards
Now, once I picked all 40 meals, I wrote each meal down on an index card. Sometimes I wrote the entire recipe (if it was not found online or in a cookbook). Other times I wrote the name of the meal and where the recipe could be found (Pinterest, page 3 in a cookbook...etc.) I also wrote down side suggestions and any adjustments I like to make to the recipe.
Step 3: Place them all in a recipe box/binder
Next, I placed all of the index cards in an empty recipe box that I had, in no particular order. You could place the index cards in a binder with protective sheets instead, but I liked the idea of a recipe box.
Step 4: Pull out a week's worth of meals and place in front
Here's where the autopilot comes into play. Since I'm only choosing 5 meals a week, I pulled out 5 random index cards and placed them in the front of the box. I put a divider card behind the five recipes so I know when I'm done for the week. Once all 5 meals are made, I rotate those index cards to the very back of the recipe box.
Step 5: Repeat Step 4 over and over!
On Sunday, when I pull out the 5 meals for the week, I also create my grocery list. I write down everything I don't already have in the pantry/fridge/freezer.
Now, you could take this a step further and look at your store flyers first to determine which index cards you should pull out for the week according to what's on sale. For example, I may not want to make the Balsamic Beef Roast this week because I don't have one in the freezer and I don't see a sale at any of my local stores. However, pork chops are on sale so I'll make the slow cooker BBQ Sauce pork chops instead.
Does that all make sense? This system has been life changing for me! I hope it might work for you as well if you've been struggling with menu planning.
Have you found a menu planning system that works for you?
We go through quite a few tortillas in our home. Between quesadillas, burritos, tacos, cream cheese & meat rollups and even pizzas, it feels like I'm always buying a pack of tortilla shells. That can really add up when a package costs $4 or more!
I knew it was possible to make homemade flour tortillas so I thought I'd try. Let me tell you, they are so easy to make and delicious! (Especially when you eat them when they're still fresh and warm.)
Making homemade flour tortillas at home is really inexpensive and you most likely have everything in your pantry already. Flour, oil, baking powder and some salt. It will take a bit of time to cook your tortillas but it is still easy. If you think you will be making homemade flour tortillas regularly, you may want to consider purchasing a tortilla pressto make the process easier.
INGREDIENTS
3 cups Flour
1 tsp Salt
1 tsp Baking Powder
1/2 cup Vegetable Oil
1 cup Warm Water
DIRECTIONS
Step 1: Using a stand mixer, whisk dry ingredients until combined. Add water and oil and mix, scraping down the sides as needed until ball forms. Mix for two more minutes until dough is smooth.
Step 2: Turn out onto floured work surface and divide into 16 pieces and roll each into a ball. Allow to rest for 10 minutes. Preheat skillet over medium heat.
Step 3: Roll out each ball into a 6" circle.
Step 4: Cook each tortilla on first side for about a minute, until brown spots form, then flip and cook other side for about 20 seconds. (Or use a tortilla press.)
Stack cooked tortillas and wrap in a clean towel to cool.
If not being used immediately, store in a zip lock bag.
These homemade tortillas were so easy and so much better than store bought. I'll be making these on a regular basis over here. They're perfect for snacks and for meals. What do you use tortillas for in your house?
Meal planning is something I highly recommend. Not only does it save money, lessens the unnecessary stops to the grocery store, but it also makes our life much easier!
Today, I'd love to share with you how to meal plan for the week.
I'm going to give you a system that will ensure you are saving money AND eating well.
While there are various ways to meal plan, what I'm showing you today, has been my tried and true system for the last 18 years.
Regardless of how you may tweak my system to work for your family, the bottom line is, you have to have a plan. Whether rigid or loose, a plan will save you hours of time and hundreds of dollars each year!
Here are the steps on how to meal plan for the week:
Step 1: Take Inventory
Scour the cupboards, the fridge, and the freezer for food items you already have. Use the items that you find as a starting point for your menu. Make a list of meal possibilities from what you find.
Maybe you have some pork chops that you picked up on sale, and you have some vegetables from last weeks shopping trip, and perhaps you always have rice on hand. Right there you could have a meal of BBQ pork chops, rice and vegetables!
By using what you already have, you will instantly start seeing savings on your weekly grocery bill!
As you are going through your pantry, fridge and freezer, mark down any staple items you need to buy more of. If you find you are low on milk, eggs or flour, for example, add these to your grocery list.
I like to jot down all my ideas on a small piece of paper titled 'meals' and on the other side I title it 'grocery list' to put down everything I need to buy. (I like to have my meal ideas with me when I shop because sometimes I'll forget why I'm buying something or it helps me remember to buy an item that I may have forgotten to write on my grocery list.)
Check out The Meal Planner! I created the printable Meal planner to help make meal planning and saving money easy! The PDF includes:
18 pages
Monthly, Weekly + Daily meal planning worksheets
Meal brainstorming worksheets
Food inventory worksheets
Grocery lists
Price matching worksheet
Party Planning worksheet
Step 2: Look through the sale flyers
Quickly look through your flyers with the Flipp app to see what deals your local stores have. Jot down on your shopping list, the things that are a great deal and you know your family will eat or use.
If you coupon, now is the time to pull out your coupons to see which coupons will make the sales a great deal. For example, maybe this week No Frills has toilet paper on sale and you also have a coupon. This makes it a no brainer purchase!
I do most of my shopping at Real Canadian Superstore as I find they usually have the best overall prices. Occasionally, I'll pop over to a different grocery store if I see they have great deals on some things we will use. I don't like to shop at a lot of stores each week because I find that I will end up spending more than I intended. 😉
When I find a great deal on something we use regularly, I'll stock up as much as I can. This saves tons of money.
I try to build up a small stockpile of ingredients to work with when planning our meals so that some weeks I only have to buy the basics like milk and fresh vegetables!
Step 3: Finish planning your menu
Once you have taken inventory at home and determined which sales you want to take advantage of, write out your meals with your findings.
At this time in my life I do not plan our breakfasts and lunches.
I only plan for five dinners including side dishes, leaving one night open for leftovers and another for dinner out or a quick bowl of soup.
I also don't give each meal a specific night to be made since I like to cook for what I'm in the mood for that particular day. I try to have at least one chicken dish, a beef dish, and a pasta dish.
For breakfast, I like to have fruit, cereals, eggs, bread and the ingredients for basic pancakes or French toast on hand. I'll occasionally buy bacon but that's usually only if it's in a dinner recipe I'm using.
Lunches are almost always dinner leftovers from the night before. We rarely let food go to waste!
When you're first starting out with meal planning, you may want to plan all three daily meals, as you don't want to forget anything at the store. The less trips to the grocery store, the more money and time you'll save!
Step 4: Make a final grocery list.
Now is the time when I go over my list to see if I've forgotten any pantry staples, milk or items needed for a recipe. I'll also put all the items into categories according to the store layout. Produce, meats, dairy, canned goods, personal supplies...etc.
Make a list and check it twice!
Step 5: Go shopping!
I recommend going at a time of day when the store is not very crowded and you can take a time to compare prices or mark-downs. I try my best to get to the grocery store before 10:00am on Monday mornings. This is what works for me and I also find the shelves are well stocked on a Monday.
I've found that when the store is busy I'm more likely to hurry, therefore, I spend more money or forget something I've written down on my list.
You may also want to have a grocery budget and bring cash only. Using cash only forces you to stay within your chosen budget. We tend to get a lot of the same stuff each week so I know that I usually spend $125 each week, give or take.
Other useful meal planning tips:
I like to create simple meals that do not call for a lot of ingredients as this saves on time as well as cash since I'll most likely always have those ingredients on hand. (soy sauce, spices, etc...)
As you are preparing a meal, you may want to double it to put one in the freezer. It's always nice to have meals in the freezer you can pull out when you don't feel like cooking! I do this all the time with Spaghetti sauce and taco meat.
There you have it! That is how to meal plan for the week.
Do you meal plan? If so, what kind of meal planning system works for you? (monthly meal plans, weekly plans, loose plans, etc.)
Strategies to save money on groceries without using coupons:
I'm a coupon user. I've gotten many great deals thanks to my coupon use. But, there are many grocery shopping trips where I don't use one single coupon and still manage to keep my grocery bill quite low! I also realize there are many people who don't really care for the time that couponing requires.
Here is how I save money on groceries:
Meal Plan
I credit a big portion of my low grocery bill mostly to the 1/2 hour I spend each weekend planning our dinners. I choose meals based on what I have in the pantry/freezer already and sales the stores are running that particular week. You can take a look at my meal planning method here.
Make a Grocery List
I don't leave the house without my list! Not only do I find it easier to buy only what I need, it also saves me an extra trip to the store for an ingredient I've forgotten.
Shop Only Once a Wee
The less you shop, the less you spend. I find this to be so very true for me. I like to go grocery shopping on Mondays, (because that works for me) and only buy what will get us through the week.
If, on occasion, I go to the store a second time for something, I usually end up buying a few things that I don't need which just boosts my total unnecessarily!
Prepare Easy, Inexpensive Meals
Simple is a favourite word of mine. Simple meals save time and hard earned dollars. Of course there are times when a fancier meal is required for special occasions, but generally I like to make one-dish meals (spaghetti) or prepare an easy meat dish served with vegetables and either rice or potatoes. I even like to go meatless once or twice a week!
Simple meals, simple ingredients. A great way to save money on groceries!
Plan Your Meals Around Store Sales
Is chicken on sale at your local store? Then plan a few meals using chicken. Check all the flyers for the grocery stores in your city to see which store is offering the best deals. Shop at that store.
Buy Store Brand Ingredients
Okay, there are times when I can't forgo the name brand because it just tastes way better. But for times when it doesn't matter, I always get the store brand. There's usually quite a substantial price difference!
Use a Grocery Pickup Service
This is one of the newest ways I like to save money on groceries! Not every week, but as often as I can, I like to do an online order through Voila (Safeway, Sobeys, IGA, Longo's, Farm Boy) or PC Express. This is a great way to avoid impulse buys altogether because I'm not actually going in the store!
I hope some of these tips will inspire and help you to save money on groceries! This is an area of your budget that you can easily change!
How do you save on the cost of groceries? Let us know in the comments below.
Planning a menu each week can be such an annoyance. Some weeks, it would take me hours to come up with enough meals for the week because I'd always try to add variety with new meals. I would scour cookbooks and Pinterest for new recipes and get distracted trying to decide if something sounded good or not. Or whether or not the rest of the family would eat it...
So, one thing that has helped us to cut our grocery budget was to create a short, go-to recipe list! I mean, we eat the same basic things for breakfast each day, why not apply the principle to dinner too?
Narrowing our meal ideas to only 20 options has made meal planning a breeze and has saved us so much money. It also reduces food waste, because I know I am making food that we all enjoy. These meals are a mix of quick & easy meals, recipes that are great for leftovers, and some a wee bit more complicated because they're just so tasty.
So, if you want to finally stop wasting money on groceries, I'd encourage you to grab some inspiration from our go-to recipe list. Here’s what we’re eating, aside from leftover nights and super simple meals (like tomato soup & grilled cheese):
20 Dinner Recipes that Cut Our Grocery Bill:
Tacos - I find that one package of ground beef is enough for two meals for our family. I'll often make it stretch further with a can of baked beans.
French Toast - We often like breakfast meals for dinner. I especially love to make a big batch of French toast because I can freeze the leftovers for quick breakfasts.
Instant Pot Beef Stew - This is so good! Since the recipe doesn't call for potatoes, I like to serve it over mashed potatoes.
Spaghetti - Lately I've been browning ground beef, adding it to the slow cooker with a jar of pasta sauce, a bit of water and a sprinkle of beef bouillon powder.
Hamburger Soup - This freezes well and is enjoyed every time I make it.
Slow Cooker BBQ Sauce Pork Chops - Place pork chops over sliced onions in a slow cooker, then pour your favourite BBQ sauce over top. Cook on low for about 4 - 6 hours. Serve with rice or potatoes and steamed veggies.
Sausage and Potato Bake - Cut up potato, carrots, sweet potato, peppers, and farmer's sausage and place in a big 9x13 baking dish. Drizzle olive oil and a dose of oregano, salt & pepper. Bake at 400 degrees for about 35 minutes.
Roasted chicken - It no secret that a roasted whole chicken can stretch for many meals. I'll often buy rotisserie chicken for a super fast dinner with veggies and potatoes.
Balsamic beef roast - This is another meal that stretches far or is great for feeding a crowd.
There you have it! The 20 family dinner recipes that have managed to cut our grocery bill! Does your family have a go-to recipe list? What are your favourite meals?
Looking for even more kitchen help especially as life gets busy? Check out this fun MEAL PLANNER – with food inventory worksheets,monthly, weekly + daily meal planning worksheets, meal brainstorming worksheets and more!
