Links Worth Sharing: Week of November 7, 2020

A round up of inspiring articles from around the web.

Here are the interesting links I came across on my travels around the web this week!  Enjoy and have a great weekend!

Here are some things you may have missed from Simply Frugal:

8 Weeks to a More Organized Christmas: Plan Your Gift List

8 Weeks to a More Organized Christmas: How to Plan Your Gift List

Here we are, week two of the 8 Weeks to a More Organized Christmas series!  I hope you had time to do last week’s task: your Holiday Budget!

While I’m fairly certain that many of you are striving to live daily life more simply in terms of less stuff, less waste and less expenses, this series is focusing on simplifying the process of Christmas.  Focusing on the organization aspect so that you don’t give too much of yourself in terms of finances or time.

Christmas can become a nuisance rather than a joyful, meaningful time if we’re constantly feeling stressed. This goes to say, I think the best way to have a more organized, more peaceful Christmas is to do your holiday tasks a little at a time. Tasks on our holiday to-do list can easily morph from fun to miserable when we’re too busy or wandering without a plan.

This week’s task is to plan your gift list.

It’s definitely not too early to plan your gift giving, especially if you plan on making some homemade gifts. Since you’ve hopefully planned your holiday budget already, you should know exactly how much money you have for gifts.

This week you should:

  • Write down all the names of the people you have to purchase gifts for
  • Add gift ideas for each person

Take a look at this year’s Simply Frugal Holiday Gift Guides that are available!  I hope it will help you find a ton of great affordable gift ideas!

But for now, what’s the hardest part about gift giving for your family? What are your solutions?

Sign up for the 8 Weeks to a More Organized Christmas newsletter to receive a FREE Christmas Dinner Checklist!  This checklist is quite detailed and will help you remember all the details needed for a memory filled dinner with family and friends. You’ll also receive a weekly email with each week’s “task”.

Not only do I want a more organized Christmas season of my own, I'm hoping I can help you as well! Introducing... the 8 Weeks to a More Organized Christmas series!

Links Worth Sharing: Week of October 31, 2020

A round up of inspiring articles from around the web.

Happy Halloween! May you have a fantastic day no matter how you partake or not partake in the festivities.

Here are the interesting links I came across on my travels around the web this week!  Enjoy and have a great weekend!

Here are some posts you may have missed from Simply Frugal:

8 Weeks to a More Organized Christmas: Create Your Holiday Budget

How to create your Christmas budget. Sit down with a hot drink and create your Christmas budget with these tips! #Christmasbudget #budgettips

Are you excited to work your way to a more organized Christmas?  Today marks the first day and task in the 8 Weeks to a More Organized Christmas series that I hope will be super helpful to you!

Before we get started, I have a whole bunch of printables and checklists for you to print out to help you along:

Alright, on to the first task, an important one. 🙂 This week, if you haven’t already, sit down with a hot cup of tea, coffee, hot chocolate… and create your holiday budget.  This is what you think your holiday season will cost and will allow you to put limits on your holiday spending to keep you from shopping regrets if a credit card bill comes your way!

Related: How to Have a Merry Christmas Without Spending a Dime

Here is an extensive list of things you should keep in mind when you create your holiday budget:

Gifts:

  • spouse
  • kids
  • parents
  • siblings
  • nieces/nephews
  • grandparents
  • neighbors
  • coworkers
  • friends
  • secret Santa gift exchanges

Activities/Events/Parties:

  • tickets
  • dining out
  • clothing

Food (not including regular groceries):

  • baking ingredients
  • dessert ingredients
  • Christmas eve
  • Christmas dinner/brunch
  • Boxing day
  • parties

Cards:

  • stamps
  • cards/envelopes
  • stationary for family newsletter
  • photos

Clothing:

  • outfits for photos
  • parties
  • Christmas day outfit

Decorations:

  • tree
  • lights
  • ornaments/candles/wreath/etc.
  • craft supplies

Giving:

  • charities
  • volunteering

Now, these suggestions are just a guideline. Every family is different and has different needs. My intent is to bring to mind every possible thing that could incur an expense during the holiday season.  I’m sure many of you won’t even spend money on half of these things this year. Also, in my mind, the more planning you do, the more money you will save and the saner you will feel. 🙂

As for my family, we only buy gifts for immediate family and a couple of close friends. My husband and I only exchange stockings. I make some homemade gifts as well as collect credits throughout the year so I can do some online shopping for “free”. Of course, I search for deals too. I will probably buy a few inexpensive Christmas decorations this year. This year, I’m toying with the idea of having a cookie decorating party with the girls’ friends. I think that would be fun! As for any party that we are invited to, I like to bring some baking along.

But enough about us.  🙂

If after writing down your expenses, you’re scared of the number you see, you have two options: Decrease your expenses or increase your income.

Decrease your expenses

To make a happy holiday season, you really don’t need to spend a lot of money.  In fact, I’m daring to say, that being extravagant in your spending can be overwhelming not only to you, but the recipient as well. When I was a child, one set of grandparents used to be quite extreme in their gift giving.  It was SO exciting, but I remember being quite overwhelmed with all the gifts once Christmas was over.

Gift giving is probably the easiest expense to cut back on.  If you have a large extended family, consider drawing names so each member is only responsible for one gift.  Or do what our family does and only give gifts to the children.  My parents have also started to set a $20 limit on each other in recent years.  Jesse and I exchange stockings.

Setting a price limit on each gift will allow you to shop within that budget.  If your limit on sister Sue is $30, then that $50 purse is off limits.

It’s possible to decrease your food budget too by shopping the sales and limiting the baking and Christmas dishes you prepare.

When it comes to decorations, why not create some memories by making some homemade decorations?  (I’ll be featuring some ideas in a few weeks)  Or read my Fond, Frugal Christmas Memory post for a fun Christmas tree idea.

Increase your Income

If decreasing your holiday expenses is not an option, then consider increasing your income.  Many retailers hire for the holiday season (and may offer an employee discount!).

A couple of other ideas are to:

  • Sell extra baking to those that may not have much time to create their own.
  • Sell unwanted household items for cash (make room for new stuff too!)

What are your tips for staying on budget at Christmas time?

Sign up for the 8 Weeks to a More Organized Christmas newsletter to receive a FREE Christmas Dinner Checklist!  This checklist is quite detailed and will help you remember all the details needed for a memory filled dinner with family and friends. You’ll also receive a weekly email with each week’s “task”.

Not only do I want a more organized Christmas season of my own, I'm hoping I can help you as well! Introducing... the 8 Weeks to a More Organized Christmas series!

Links Worth Sharing: Week of October 24, 2020

A round up of inspiring articles from around the web.

Here are the interesting links I came across on my travels around the web this week!  Enjoy and have a great weekend!

Links Worth Sharing: Week of October 17, 2020

Links Worth Sharing

Here are the interesting links I came across on my travels around the web this week!  Enjoy and have a great weekend!

Here are some posts that you may have missed from Simply Frugal: